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About a postgraduate doctoral loan

A from the Government can help with course fees and living costs while you study a postgraduate doctoral course, such as a PhD.

Funding for postgraduate loans is different for students who normally live in Wales, please check the for more information.

What you can receive

You can get up to:

• £31,122 if your course starts on or after 1 August 2026
• £30,301 if your course started between 1 August 2025 and 31 July 2026
• £29,390 if your course started between 1 August 2024 and 31 July 2025.

The amount you’ll get is not based on income and the loan is paid directly to you. The loan will also be divided equally across each year of your course. Find out how much you may receive if you .

Eligibility

To be eligible, you will need to meet a number of eligibility criteria set by the Government including residency, age and course. See the .

Receiving your loan

To receive the first payment of your loan, you’ll need to have fully completed registration here at the University.

Your loan will then be paid in three equal instalments across the academic year.

After your application has been approved you’ll be sent a letter with your payment dates or you can check them in your online account.

Repayment

You’ll start repaying your postgraduate loan once you are earning over a certain threshold. Find out more about .